Mortigo's mortgage specialists publish comprehensive guides, market updates, and practical advice to help UAE residents and expats navigate the home loan process in Dubai and across the Emirates.
1 April 2026 · 14 min read
Everything you need to know about applying for a mortgage in the UAE — from eligibility and documents to bank selection, property valuation, and final offer. Your complete 2026 guide.
1 April 2026 · 11 min read
The minimum down payment in Dubai depends on your nationality, property price, and whether it's off-plan. Here's the complete breakdown of UAE Central Bank LTV rules plus all the fees you need to budget for.
1 April 2026 · 10 min read
Most UAE banks require a minimum monthly salary of AED 10,000–15,000 for mortgage approval, but the more important question is how much you can borrow. Here's exactly how the UAE Central Bank's DBR rules work.
1 April 2026 · 12 min read
The true cost of buying property in Dubai goes far beyond the purchase price. DLD fees, mortgage registration, agent commission, valuation, and bank fees add 6–8% to your costs. Here's every fee explained.
2 April 2026 · 10 min read
Get your UAE mortgage documents in order before you apply. This complete checklist covers everything banks require — from passport and salary certificates to bank statements and property documents.
2 April 2026 · 12 min read
Over 80% of UAE residents are expats, and all can access UAE mortgages. Here's the complete guide to expat mortgage eligibility, documentation, and the best banks for different nationalities.
3 April 2026 · 11 min read
Most UAE mortgages start with a fixed rate, then switch to variable (EIBOR + margin). Understanding which to choose — and when — can save you tens of thousands of dirhams over your loan term.
3 April 2026 · 11 min read
The UAE Central Bank's 50% Debt Burden Ratio (DBR) rule is the single biggest factor in how much mortgage you can get. Here's exactly how it works — and how to maximise your eligible loan amount.
9 April 2026 · 9 min read
Thinking of paying off your UAE mortgage early or switching to a better rate? The early settlement fee is capped by law but the maths still matters. Here's exactly how to calculate your breakage cost and decide whether switching saves money.
9 April 2026 · 10 min read
Many Dubai property buyers underestimate the total upfront cash required. It's not just the deposit — you also need to budget for DLD transfer fees, agent commissions, mortgage fees, and insurance. This guide shows the complete picture for 2026.
27 April 2026 · 12 min read
Navigating the UAE mortgage market as an expat can be complex, especially when choosing between leading banks like ADIB and Emirates NBD. This comprehensive guide breaks down the nuances of Islamic versus conventional financing, offering a clear comparison to help you make an informed decision for your dream home in Dubai or Abu Dhabi.
21 April 2026 · 15 min read
Are you an expat dreaming of owning a home in Dubai in 2025? This comprehensive guide will walk you through everything you need to know about securing an expat mortgage, from eligibility and documentation to costs and navigating the market.
Mortigo's advisors compare 15+ UAE banks to find the best rate for your profile. Get pre-approved in 10 minutes — free service, no obligation. Start your application or WhatsApp +971 50 729 7196.
Expert insights, market updates, and practical guides to help you navigate the UAE property market with confidence.