Abu Dhabi Commercial Bank Mortgage Review UAE 2026
Abu Dhabi Commercial Bank (ADCB) is one of the UAE's top-five banks by total assets and offers highly competitive mortgage products. Known for its strong Abu Dhabi government and military customer base, ADCB provides preferential mortgage rates for government employees. ADCB's Hayyak digital banking platform offers a smooth mortgage management experience, and its cash-out refinancing program (up to 65% LTV) is one of the most attractive in the market.
ADCB Mortgage Rates
| Rate Type | Rate |
|---|---|
| Fixed Rate (1-year) | From 3.55% p.a. |
ADCB Eligibility
- Minimum salary: AED 15,000
- Maximum LTV (expats): 75%
- Established: 1985
- Headquartered: Abu Dhabi, UAE
- Total assets: AED 530 billion+
Best For
Abu Dhabi government and military employees, and borrowers seeking cash-out refinancing or equity release
Compare ADCB Mortgages
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Also see: All UAE Banks | Bank Comparisons