UAE Mortgage Blog — Expert Advice on Dubai Property and Home Loans
Mortigo's mortgage specialists publish regular guides, market updates, and practical advice to help UAE residents and expats navigate the home loan process in Dubai and across the Emirates.
What You'll Find in the Mortigo Blog
- UAE mortgage rate updates — monthly EIBOR analysis and bank rate comparisons
- Dubai property market news — transaction volumes, price trends, area guides
- First-time buyer guides — step-by-step walkthroughs for new buyers
- Expat mortgage advice — eligibility, documentation, and bank comparisons
- Islamic finance guides — Murabaha vs Diminishing Musharaka explained
- Golden Visa strategies — property investment thresholds and mortgage options
- Refinancing guides — when and how to refinance your UAE mortgage
Latest UAE Mortgage Topics
Understanding EIBOR and Your Variable Rate Mortgage
EIBOR (Emirates Interbank Offered Rate) is the benchmark rate that determines the variable portion of most UAE mortgages. When EIBOR rises, your monthly payments increase — and vice versa. Our advisors monitor EIBOR movements and help you decide when to fix or float your rate.
Dubai Property Market 2026
Dubai's property market continues to see strong demand from both residents and international investors. Off-plan sales remain particularly active in areas like Dubai Creek Harbour, Downtown, Business Bay, and Jumeirah Village Circle. Mortigo advisors track market conditions and help you time your purchase effectively.
Expat Mortgage Guide UAE
Expats make up over 80% of UAE residents and can access mortgages from most major UAE banks. Key considerations: minimum 20% down payment, valid residence visa, and minimum monthly salary of AED 15,000. Read our full expat mortgage guide for a complete breakdown.
Subscribe to Mortigo Mortgage Insights
Get monthly updates on UAE mortgage rates, property market trends, and expert tips delivered to your inbox. Contact us at info@mortigo.ae or WhatsApp +971 50 729 7196 to subscribe.