UAE Mortgage Banks — Complete Guide (2026)

Compare mortgage rates, eligibility criteria, and expert reviews for all major UAE banks. Mortigo works with 15+ UAE lenders to find you the most competitive home loan.

Conventional Banks

• Emirates NBD — from From 3.49% p.a.
• First Abu Dhabi Bank — from From 3.59% p.a.
• Abu Dhabi Commercial Bank — from From 3.55% p.a.
• Mashreq Bank — from From 3.59% p.a.
• Commercial Bank of Dubai — from From 3.69% p.a.
• RAKBANK — from From 3.75% p.a.
• HSBC UAE — from From 3.89%
• Standard Chartered UAE — from From 3.99%
• Citibank UAE — from From 3.85%
• WIO Bank — from From 4.29%

Islamic Banks (Sharia-Compliant)

• Abu Dhabi Islamic Bank — from From 3.69% p.a. equiv.
• Dubai Islamic Bank — from From 3.59% p.a. equiv.
• Emirates Islamic — from From 3.69% p.a. equiv.
• NBD Islamic (Emirates NBD) — from From 3.99%
• Al Hilal Bank — from From 4.09%

How to Choose the Right UAE Bank

When selecting a UAE mortgage bank, compare: fixed and variable rates, minimum salary requirements, LTV limits, processing fees, and approval speed. Mortigo's AI matching system compares all banks simultaneously to find your best option.

UAE Mortgage Bank Comparisons

Compare banks head-to-head: Emirates NBD vs ADIB, FAB vs Emirates NBD, ADIB vs DIB, and more at our bank comparison hub.

Apply Through Mortigo

Submit one application and get matched across all major UAE banks. Pre-approval in 48 hours. Apply now.