Commercial Bank of Dubai Mortgage Review UAE 2026
Commercial Bank of Dubai (CBD) is a mid-tier UAE bank that consistently offers competitive mortgage rates, often undercutting the larger banks on pricing. With a minimum salary requirement of just AED 10,000, CBD is accessible to a wider range of borrowers than Emirates NBD or ADCB. CBD is particularly focused on Dubai properties and salaried employees at established companies. While CBD's product range is not as broad as the megabanks, its mortgage offering is solid for straightforward home purchases.
CBD Mortgage Rates
| Rate Type | Rate |
|---|---|
| Fixed Rate (1-year) | From 3.69% p.a. |
CBD Eligibility
- Minimum salary: AED 10,000
- Maximum LTV (expats): 75%
- Established: 1969
- Headquartered: Dubai, UAE
- Total assets: AED 90 billion+
Best For
Moderate-income earners (AED 10,000-15,000/month) buying Dubai property who want competitive rates
Compare CBD Mortgages
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Also see: All UAE Banks | Bank Comparisons