Emirates Islamic Mortgage Review UAE 2026
Emirates Islamic is the Sharia-compliant subsidiary of Emirates NBD Group, one of the UAE's largest banking groups. As an Islamic bank, Emirates Islamic offers fully Sharia-compliant home financing through Murabaha and Ijara (lease-to-own) structures. Being part of the Emirates NBD Group gives Emirates Islamic access to a wide branch network and strong developer relationships, particularly for off-plan properties. Emirates Islamic is popular with Muslim expats and UAE nationals seeking the brand trust of Emirates NBD combined with Islamic financing.
EI Mortgage Rates
| Rate Type | Rate |
|---|---|
| Murabaha (1-year fixed) | From 3.69% p.a. equiv. |
EI Eligibility
- Minimum salary: AED 12,000
- Maximum LTV (expats): 75%
- Established: 2004
- Headquartered: Dubai, UAE
- Total assets: AED 80 billion+
Best For
Muslim borrowers seeking Islamic financing with access to a wide developer network for off-plan purchases
Compare EI Mortgages
Use Mortigo to compare Emirates Islamic against 15+ UAE banks. Apply once and get matched with your best mortgage offer. Apply now.
Also see: All UAE Banks | Bank Comparisons