Emirates NBD Mortgage Review UAE 2026
Emirates NBD is the UAE's largest bank by total assets and one of the most popular choices for home mortgages. Formed from the 2007 merger of Emirates Bank International and National Bank of Dubai, ENBD offers a comprehensive range of conventional mortgage products with competitive fixed and variable rates. With the widest branch and ATM network in the UAE, ENBD is particularly strong for Dubai property purchases and offers fast digital pre-approval.
ENBD Mortgage Rates
| Rate Type | Rate |
|---|---|
| Fixed Rate (1-year) | From 3.49% p.a. |
ENBD Eligibility
- Minimum salary: AED 15,000
- Maximum LTV (expats): 75% (properties under AED 5M)
- Established: 2007 (merger of Emirates Bank International & National Bank of Dubai)
- Headquartered: Dubai, UAE
- Total assets: AED 755 billion+
Best For
Borrowers seeking the best fixed mortgage rates in Dubai, particularly salaried employees at major UAE employers
Compare ENBD Mortgages
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Also see: All UAE Banks | Bank Comparisons