First Abu Dhabi Bank Mortgage Review UAE 2026
First Abu Dhabi Bank (FAB) was formed in 2017 through the merger of First Gulf Bank (FGB) and National Bank of Abu Dhabi (NBAD). Today, FAB is the UAE's second-largest bank by total assets and has a dominant presence in Abu Dhabi. FAB offers competitive mortgage products with a lower minimum salary threshold than Emirates NBD, making it accessible to a broader range of borrowers. FAB is particularly strong for Abu Dhabi property purchases and offers some of the most flexible non-resident mortgage products.
FAB Mortgage Rates
| Rate Type | Rate |
|---|---|
| Fixed Rate (1-year) | From 3.59% p.a. |
FAB Eligibility
- Minimum salary: AED 12,000
- Maximum LTV (expats): 75% (properties under AED 5M)
- Established: 2017 (merger of First Gulf Bank and National Bank of Abu Dhabi)
- Headquartered: Abu Dhabi, UAE
- Total assets: AED 1.1 trillion+
Best For
Abu Dhabi property buyers, non-resident investors, and borrowers with lower salary thresholds
Compare FAB Mortgages
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Also see: All UAE Banks | Bank Comparisons