HSBC UAE Mortgage Review UAE 2026

HSBC UAE is a leading international bank in the UAE market, particularly popular with expatriates due to its global banking relationships and Premier service tier. HSBC offers competitive mortgage rates with simplified processes for existing HSBC Premier and Advance customers, making it an attractive option for internationally-mobile professionals.

HSBC Mortgage Rates

Rate TypeRate
Fixed Rate (2 years)From 3.89%

HSBC Eligibility

  • Minimum salary: AED 15,000 (standard); AED 40,000 (Premier)
  • Maximum LTV (expats): Up to 75%
  • Established: 1959 (in UAE)
  • Headquartered: Dubai, UAE (Global HQ: London, UK)
  • Total assets: AED 100B+ in UAE operations

Best For

Expat professionals with existing HSBC Premier or Advance relationships, and internationally-mobile buyers with complex banking needs.

Compare HSBC Mortgages

Use Mortigo to compare HSBC UAE against 15+ UAE banks. Apply once and get matched with your best mortgage offer. Apply now.

Also see: All UAE Banks | Bank Comparisons