National Bank of Fujairah Mortgage Review UAE 2026
National Bank of Fujairah provides mortgage solutions in the UAE with competitive rates and flexible terms.
NBF Mortgage Rates (2026)
| Rate Type | Rate | Notes |
|---|---|---|
| Fixed Rate (3-year STL Bundle) | From 4.50% p.a. | STL bundle; effective Dec 2025 |
| Fixed Rate (5-year STL Bundle) | From 4.25% p.a. | STL bundle; effective Dec 2025 |
| Variable Rate (EIBOR-linked) | EIBOR + 1.49% STL / 1.79% NSTL (floor 2.99%) | Follow-on rate |
NBF Fees & Terms
| Fee / Term | Details |
|---|---|
| Processing Fee | 1.0% of loan amount (min AED 5,000) |
| Early Settlement Fee | 1.0% of outstanding balance (max AED 10,000) |
| Maximum Loan Tenure | 25 years |
| Conventional Mortgage Available | Yes |
| Islamic / Sharia Finance Available | Yes |
NBF Mortgage Eligibility
| Criteria | Requirement |
|---|---|
| Minimum monthly salary | 15000 (Joint borrowers: AED 15k each) |
| Minimum employment tenure | 6 Months but must be confirmed |
| Maximum age at maturity | 65 years |
| Maximum loan tenure | 25 |
| Minimum loan amount | 200000 |
| Maximum loan amount | 20000000 |
| AECB credit score | As per NBF policy, they do not have any minimum score for case to be submitted, but before submitting kindly share the report with any RM for confirmation [There should not be delays/defaults history - clarification to be provided] |
Best For
Borrowers seeking National Bank of Fujairah mortgage products in UAE
About National Bank of Fujairah
| Detail | Information |
|---|---|
| Established | 1982 |
| Headquartered | Fujairah, UAE |
| Total Assets | AED 30 billion+ |
| Product Type | Conventional & Islamic |
Frequently Asked Questions
What are the current NBF mortgage rates?
NBF's current rates (effective Dec 2025): 3-year fixed 5.25% (bundle) / 5.35% (standard); 5-year fixed 4.99% (bundle). Variable: EIBOR + 1.79% (bundle) or 1.89% (standard), 3-month EIBOR.
What is the NBF bundle package?
NBF's bundle package offers reduced rates when customers maintain additional banking products/relationships with NBF. Bundle pricing is 0.10% lower than standard across fixed and variable products.
Compare live mortgage rates from NBF and all major UAE banks at our UAE Mortgage Rates page — updated daily.
Compare NBF with Other Lenders
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NBF Mortgage Rates (2026)
Rates are indicative as of 2026 and subject to individual bank credit assessment. Contact Mortigo for personalised rate quotes.
Pros & Cons
Pros
Cons
NBF Mortgage FAQs
What are the current NBF mortgage rates?
NBF's current rates (effective Dec 2025): 3-year fixed 5.25% (bundle) / 5.35% (standard); 5-year fixed 4.99% (bundle). Variable: EIBOR + 1.79% (bundle) or 1.89% (standard), 3-month EIBOR.
What is the NBF bundle package?
NBF's bundle package offers reduced rates when customers maintain additional banking products/relationships with NBF. Bundle pricing is 0.10% lower than standard across fixed and variable products.
Eligibility Criteria
Best For
Borrowers seeking National Bank of Fujairah mortgage products in UAE