Expert guides for expatriates getting a mortgage in the UAE. Covers eligibility rules, top banks for expats, LTV limits, and step-by-step application advice.
1 April 2026·11 min read·By Mortigo Editorial Team
The minimum down payment in Dubai depends on your nationality, property price, and whether it's off-plan. Here's the complete breakdown of UAE Central Bank LTV rules plus all the fees you need to budget for.
Get your UAE mortgage documents in order before you apply. This complete checklist covers everything banks require — from passport and salary certificates to bank statements and property documents.
Over 80% of UAE residents are expats, and all can access UAE mortgages. Here's the complete guide to expat mortgage eligibility, documentation, and the best banks for different nationalities.
Many Dubai property buyers underestimate the total upfront cash required. It's not just the deposit — you also need to budget for DLD transfer fees, agent commissions, mortgage fees, and insurance. This guide shows the complete picture for 2026.