Skip to main content
Category

Buying Property in UAE

Practical advice on buying property in Dubai and across the UAE, including down payments, DLD fees, valuation, and the purchase process.

25-06-2026·6·By Krishma Silwal

Handover Mortgage for Salaried Residents in the UAE: The 2026 Guide

A handover mortgage allows salaried residents in the UAE to finance the final payment on an off-plan property once construction is complete and the unit is ready for transfer. Unlike construction-stage financing, which is generally capped at 50% loan-to-value, a handover mortgage can provide up to 80% financing for eligible resident expats on a first property under AED 5 million and up to 85% for UAE nationals. In this 2026 guide, we explain how handover mortgages work, who qualifies, minimum salary requirements, Debt Burden Ratio (DBR) rules, loan-to-value limits, interest rates, fees, required documents, and the step-by-step application process. Whether you’re approaching handover in Dubai or Abu Dhabi, understanding your financing options early can help you avoid delays, meet developer deadlines, and secure the most competitive mortgage terms available. Proper planning and pre-approval can make the transition from off-plan buyer to homeowner significantly smoother and more affordable.

Read article →
11-05-2026·10·By Krishma Silwal

Mashreq vs CBD Mortgage for Expats: An In-Depth UAE Comparison

Navigating the UAE mortgage landscape as an expat requires careful consideration. This guide provides an in-depth comparison of Mashreq vs CBD mortgage products, focusing on expat-specific eligibility, rates, and features to help you make an informed decision for your dream home in Dubai or anywhere in the Emirates.

Read article →
27-04-2026·12·By Krishma Silwal

ADIB vs Emirates NBD Mortgage for Expats: A Comprehensive UAE Comparison

Navigating the UAE mortgage market as an expat can be complex, especially when choosing between leading banks like ADIB and Emirates NBD. This comprehensive guide breaks down the nuances of Islamic versus conventional financing, offering a clear comparison to help you make an informed decision for your dream home in Dubai or Abu Dhabi.

Read article →

Ready to Apply for a UAE Mortgage?

Use AI-assisted matching to explore potentially suitable participating lenders, then review the options with a human advisor.