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Mortgages on Al Reem Island

Finance Abu Dhabi's most popular expat community — waterfront apartments and stunning city views.

Al Reem Island is Abu Dhabi's most popular residential destination for expat professionals — a natural island off Abu Dhabi's northeastern coast with over 30 completed residential towers. Apartments with city skyline views, excellent connectivity to the mainland, and competitive prices make it the go-to for Abu Dhabi buyers.

Mortgage Facts for Al Reem Island

DetailInformation
Average Property PriceAED 700K – 4M
Maximum LTV80% (eligible expat residents) / 85% (eligible UAE nationals) for a qualifying first, self-use property under AED 5M
Average price per sqftAED 1,200–2,000
Typical mortgage for 2BRAED 1.2M–2.5M
Rental yield6–8% p.a.
Dominant developerAldar Properties, Tamouh, RAK Properties
CBD proximity5 min to Abu Dhabi CBD

Popular Areas in Al Reem Island

  • Shams Abu Dhabi
  • Marina Square
  • City of Lights
  • Gate Towers
  • Najmat Abu Dhabi

Buying Tips for Al Reem Island

  • Al Reem Island is Abu Dhabi's most liquid property market — easiest resale in the emirate.
  • City of Lights sub-district offers newer builds and higher spec than older Shams Abu Dhabi towers.
  • New bridges and road connections to Abu Dhabi mainland have improved commute times significantly.

Frequently Asked Questions

Is Al Reem Island freehold?

Yes, Al Reem Island is a designated investment zone in Abu Dhabi where all nationalities can own freehold property. UAE bank mortgages are fully available.

How does Al Reem Island compare to Dubai Marina?

Al Reem Island is Abu Dhabi's equivalent of Dubai Marina — popular, liquid, and well-serviced. Prices are generally 20-30% lower than Dubai Marina, with similar lifestyle amenities.

Recommended Banks for Al Reem Island Mortgages

Based on lending criteria, property approvals, and competitive rates for Al Reem Island properties, Mortigo recommends the following UAE banks:

Check your eligibility | All UAE Locations | Mortgage Calculator | Compare participating lenders

· Local authority: Abu Dhabi Department of Municipalities and Transport

Mortgages on Al Reem Island

Finance Abu Dhabi's most popular expat community — waterfront apartments and stunning city views.

Buying Property in Abu Dhabi

Al Reem Island is Abu Dhabi's most popular residential destination for expat professionals — a natural island off Abu Dhabi's northeastern coast with over 30 completed residential towers. Apartments with city skyline views, excellent connectivity to the mainland, and competitive prices make it the go-to for Abu Dhabi buyers.

Popular Areas in Abu Dhabi

Shams Abu Dhabi
Marina Square
City of Lights
Gate Towers
Najmat Abu Dhabi

Quick Facts

Avg. Property Price

AED 700K – 4M

Max LTV

80% (eligible expat residents) / 85% (eligible UAE nationals) for a qualifying first, self-use property under AED 5M

Mortgage Rates & Costs

Average price per sqft

AED 1,200–2,000

Typical mortgage for 2BR

AED 1.2M–2.5M

Rental yield

6–8% p.a.

Dominant developer

Aldar Properties, Tamouh, RAK Properties

CBD proximity

5 min to Abu Dhabi CBD

Tips for Buying in Abu Dhabi

Al Reem Island is Abu Dhabi's most liquid property market — easiest resale in the emirate.
City of Lights sub-district offers newer builds and higher spec than older Shams Abu Dhabi towers.
New bridges and road connections to Abu Dhabi mainland have improved commute times significantly.

Abu Dhabi Mortgage FAQs

Is Al Reem Island freehold?

Yes, Al Reem Island is a designated investment zone in Abu Dhabi where all nationalities can own freehold property. UAE bank mortgages are fully available.

How does Al Reem Island compare to Dubai Marina?

Al Reem Island is Abu Dhabi's equivalent of Dubai Marina — popular, liquid, and well-serviced. Prices are generally 20-30% lower than Dubai Marina, with similar lifestyle amenities.

Explore Other UAE Locations

Dubai

AED 1.2M – 3.5M

Abu Dhabi

AED 900K – 2.8M

Sharjah

AED 400K – 1.5M

Ajman

AED 200K – 800K

Ras Al Khaimah

AED 500K – 2M

Fujairah

AED 350K – 1.2M

Dubai

AED 1.2M – 5M

Dubai

AED 1.5M – 10M

Dubai

AED 2M – 30M+

Dubai

AED 450K – 2.5M

Dubai

AED 800K – 4M

Dubai

AED 1M – 15M

Dubai

AED 2.5M – 10M

Dubai

AED 4M – 25M

Dubai

AED 2M – 15M

Dubai

AED 400K – 2M

Dubai

AED 600K – 4M

Dubai

AED 800K – 4M

Dubai

AED 1M – 5M

Dubai

AED 1.5M – 8M

Dubai

AED 800K – 7M

Dubai

AED 350K – 2M

Abu Dhabi

AED 3M – 30M

Abu Dhabi

AED 700K – 5M

Abu Dhabi

AED 1.5M – 8M

Abu Dhabi

AED 2M – 15M

Ras Al Khaimah

AED 700K – 5M

Ras Al Khaimah

Current project pricing is unavailable in this guide; verify with current listings and an independent valuation.

Sharjah

AED 400K – 2.5M

Sharjah

AED 1.2M – 3.5M

Dubai

AED 1.5M – 6M

Dubai

AED 350K – 950K

Dubai

AED 1.2M – 5M (off-plan)

Dubai

AED 700K – 2.2M

Dubai

AED 600K – 1.8M

Dubai

AED 1.5M – 8M

Dubai

AED 2.5M – 12M

Dubai

AED 2M – 7M

Dubai

AED 2M – 5M

Dubai

AED 1.8M – 4.5M

Dubai

AED 600K – 2.5M

Dubai

AED 400K – 1.5M

Dubai

AED 1.3M – 3.5M

Dubai

AED 3M – 15M+

Explore Areas by Emirate

Abu Dhabi

Ajman

Dubai

Fujairah

Ras Al Khaimah

Sharjah

Ready to Buy in Abu Dhabi?

Mortigo compares potentially suitable products from available participating lenders. Lender assessment and pre-approval timing vary by applicant, property and lender review.