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Mortgages in Dubai Hills Estate

Finance your villa or apartment in Dubai's premier golf and family community.

Dubai Hills Estate by Emaar is one of Dubai's most desirable family communities, set around an 18-hole golf course with tree-lined boulevards, top-tier schools (GEMS Metropole, Nord Anglia), and Dubai Hills Mall. Properties range from apartments starting AED 800K to signature villas exceeding AED 15M.

Buying Property in Dubai

DetailInformation
Average Property PriceAED 1M – 15M
Maximum LTV80% (eligible expat residents) / 85% (eligible UAE nationals) for a qualifying first, self-use property under AED 5M
Average price per sqft (villas)AED 1,500–2,200
Typical mortgage for 4BR villaAED 3M–5.5M
Rental yield5–6.5% p.a.
Dominant developerEmaar Properties
Golf course communityYes (18-hole championship course)

Popular Areas in Dubai

  • Parkway Vistas
  • Hills Grove
  • Golf Place
  • Club Drive
  • Park Heights

Tips for Buying in Dubai

  • Golf course-view villas command 15-25% premiums but hold value exceptionally well.
  • Dubai Hills is ideal for families — proximity to GEMS Metropole and Nord Anglia schools adds demand.
  • Phase 2 launches often sell quickly — a pre-approved mortgage letter puts you first in line.

Frequently Asked Questions

Are villas in Dubai Hills available on mortgage?

Yes, Emaar villas in Dubai Hills are freehold and can be financed by all participating lenders. Most lenders offer up to 75% for expats and 80% for UAE nationals.

What is the minimum price for a villa in Dubai Hills?

3-bedroom villas typically start around AED 4M. 4-5 bedroom plot villas can range from AED 6M to AED 20M+, depending on the sub-community and golf view.

Recommended Banks for Dubai Hills Estate Mortgages

Based on lending criteria, property approvals, and competitive rates for Dubai Hills Estate properties, Mortigo recommends the following UAE banks:

Explore Other UAE Locations

Explore Areas by Emirate

Abu Dhabi

Ajman

Dubai

Fujairah

Ras Al Khaimah

Sharjah

Check your eligibility | All UAE Locations | Mortgage Calculator | Compare participating lenders

· Local authority: Dubai Land Department — mortgage registration application

Finance your villa or apartment in Dubai's premier golf and family community.

Buying Property in Dubai

Dubai Hills Estate by Emaar is one of Dubai's most desirable family communities, set around an 18-hole golf course with tree-lined boulevards, top-tier schools (GEMS Metropole, Nord Anglia), and Dubai Hills Mall. Properties range from apartments starting AED 800K to signature villas exceeding AED 15M.

Popular Areas in Dubai

Parkway Vistas
Hills Grove
Golf Place
Club Drive
Park Heights

Mortgage advice in Dubai

Request a callback from a Mortigo advisor familiar with UAE property finance.

Quick Facts

Avg. Property Price

AED 1M – 15M

Maximum LTV

80% (eligible expat residents) / 85% (eligible UAE nationals) for a qualifying first, self-use property under AED 5M

Mortgage Rates & Costs

Average price per sqft (villas)

AED 1,500–2,200

Typical mortgage for 4BR villa

AED 3M–5.5M

Rental yield

5–6.5% p.a.

Dominant developer

Emaar Properties

Golf course community

Yes (18-hole championship course)

Tips for Buying in Dubai

Golf course-view villas command 15-25% premiums but hold value exceptionally well.
Dubai Hills is ideal for families — proximity to GEMS Metropole and Nord Anglia schools adds demand.
Phase 2 launches often sell quickly — a pre-approved mortgage letter puts you first in line.

Recommended Banks for Dubai Hills Estate Mortgages

Frequently Asked Questions

Are villas in Dubai Hills available on mortgage?

Yes, Emaar villas in Dubai Hills are freehold and can be financed by all participating lenders. Most lenders offer up to 75% for expats and 80% for UAE nationals.

What is the minimum price for a villa in Dubai Hills?

3-bedroom villas typically start around AED 4M. 4-5 bedroom plot villas can range from AED 6M to AED 20M+, depending on the sub-community and golf view.

Explore Other UAE Locations

Dubai

AED 1.2M – 3.5M

Abu Dhabi

AED 900K – 2.8M

Sharjah

AED 400K – 1.5M

Ajman

AED 200K – 800K

Ras Al Khaimah

AED 500K – 2M

Fujairah

AED 350K – 1.2M

Dubai

AED 1.2M – 5M

Dubai

AED 1.5M – 10M

Dubai

AED 2M – 30M+

Dubai

AED 450K – 2.5M

Dubai

AED 800K – 4M

Dubai

AED 2.5M – 10M

Dubai

AED 4M – 25M

Dubai

AED 2M – 15M

Dubai

AED 400K – 2M

Dubai

AED 600K – 4M

Dubai

AED 800K – 4M

Dubai

AED 1M – 5M

Dubai

AED 1.5M – 8M

Dubai

AED 800K – 7M

Dubai

AED 350K – 2M

Abu Dhabi

AED 3M – 30M

Abu Dhabi

AED 700K – 5M

Abu Dhabi

AED 700K – 4M

Abu Dhabi

AED 1.5M – 8M

Abu Dhabi

AED 2M – 15M

Ras Al Khaimah

AED 700K – 5M

Ras Al Khaimah

Current project pricing is unavailable in this guide; verify with current listings and an independent valuation.

Sharjah

AED 400K – 2.5M

Sharjah

AED 1.2M – 3.5M

Dubai

AED 1.5M – 6M

Dubai

AED 350K – 950K

Dubai

AED 1.2M – 5M (off-plan)

Dubai

AED 700K – 2.2M

Dubai

AED 600K – 1.8M

Dubai

AED 1.5M – 8M

Dubai

AED 2.5M – 12M

Dubai

AED 2M – 7M

Dubai

AED 2M – 5M

Dubai

AED 1.8M – 4.5M

Dubai

AED 600K – 2.5M

Dubai

AED 400K – 1.5M

Dubai

AED 1.3M – 3.5M

Dubai

AED 3M – 15M+

Explore Areas by Emirate

Abu Dhabi

Ajman

Dubai

Fujairah

Ras Al Khaimah

Sharjah

Ready to Buy in Dubai?

Mortigo compares potentially suitable products from available participating lenders. Lender assessment and pre-approval timing vary by applicant, property and lender review.