Mortgages in Mina Al Arab, Ras Al Khaimah
Finance waterfront villas and apartments in RAK's unique nature reserve community.
Mina Al Arab is a coastal community in Ras Al Khaimah developed by RAK Properties, surrounding a nature reserve and mangrove lagoons. It offers a unique combination of beachfront living, natural surroundings, and relatively affordable pricing compared to Dubai's coastal communities.
Mortgage Facts for Mina Al Arab, Ras Al Khaimah
| Detail | Information |
|---|---|
| Average Property Price | AED 500K – 4M |
| Maximum LTV | 75% (expats) / 80% (UAE nationals) |
| Average price per sqft | AED 700–1,200 |
| Typical mortgage for 3BR villa | AED 1.5M–3M |
| Example EMI (AED 2M, 25yr, 3.79%) | ~AED 10,320/month |
| Rental yield | 5.5–7% p.a. |
| Dominant developer | RAK Properties |
| Waterfront community | 2km of natural beach |
Popular Areas in Mina Al Arab, Ras Al Khaimah
- Flamingo Villas
- Mediterranean Townhouses
- Bermuda Beach
- Gateway Residences
Buying Tips for Mina Al Arab, Ras Al Khaimah
- Mina Al Arab's nature reserve surroundings are genuinely unique in the UAE — no high-rise towers obscuring views.
- The community is ideal for nature-lovers seeking quieter coastal living away from Dubai's pace.
- RAK's overall tourism growth strategy and new hotel openings are supporting Mina Al Arab's rental market.
Frequently Asked Questions
Is Mina Al Arab freehold?
Yes, Mina Al Arab is a designated freehold investment zone in Ras Al Khaimah. All nationalities can purchase property here.
How far is Mina Al Arab from Dubai?
Mina Al Arab is approximately 75km north of Dubai, around a 45-60 minute drive via Sheikh Muhammad Bin Zayed Road.
Recommended Banks for Mina Al Arab, Ras Al Khaimah Mortgages
Based on lending criteria, property approvals, and competitive rates for Mina Al Arab, Ras Al Khaimah properties, Mortigo recommends the following UAE banks:
Get pre-approved in 10 minutes | All UAE Locations | Mortgage Calculator | Compare UAE Banks
Buying Property in Ras Al Khaimah
Mina Al Arab is a coastal community in Ras Al Khaimah developed by RAK Properties, surrounding a nature reserve and mangrove lagoons. It offers a unique combination of beachfront living, natural surroundings, and relatively affordable pricing compared to Dubai's coastal communities.
Popular Areas in Ras Al Khaimah
Quick Facts
AED 500K – 4M
75% (expats) / 80% (UAE nationals)
Mortgage Rates & Costs
AED 700–1,200
AED 1.5M–3M
~AED 10,320/month
5.5–7% p.a.
RAK Properties
2km of natural beach
Tips for Buying in Ras Al Khaimah
Ras Al Khaimah Mortgage FAQs
Is Mina Al Arab freehold?
Yes, Mina Al Arab is a designated freehold investment zone in Ras Al Khaimah. All nationalities can purchase property here.
How far is Mina Al Arab from Dubai?
Mina Al Arab is approximately 75km north of Dubai, around a 45-60 minute drive via Sheikh Muhammad Bin Zayed Road.