UAE Mortgages for Lebanese Expats
Buyer Guide
Expert UAE mortgage guidance for Lebanese nationals — a highly active buyer community in Dubai.
Lebanese nationals are among the most active non-Gulf Arab property buyers in the UAE, particularly in Dubai. Many Lebanese entrepreneurs, professionals, and investors have relocated to the UAE, especially since 2019, and are purchasing property as both primary residences and long-term investments. For an eligible UAE-resident expatriate buying a first owner-occupied home, CBUAE caps LTV at 80% at or below AED 5M and 70% above AED 5M. A second or subsequent home or investment property is capped at 60%; off-plan is capped at 50% for every category and purpose. These are regulatory ceilings, not offers; lenders may set lower limits.
Overview
| CBUAE maximum LTV (eligible UAE-resident expatriate) | First owner-occupier: 80% at or below AED 5M / 70% above; second or investment: 60%; off-plan: 50% for all categories. Lenders may offer less. |
| Minimum salary requirement | AED 15,000/month |
Key Points
- Within the UAE-resident expatriate category, CBUAE limits depend on property value and use, not home-country nationality; lenders may set lower limits.
- Some banks may require additional documentation or income verification for Lebanese applicants — Mortigo knows which banks are most accessible.
- Lebanese investors often prefer Dubai Hills, Downtown, and Palm Jumeirah for premium lifestyle properties.
Frequently Asked Questions
Can Lebanese nationals get a UAE mortgage?
Yes. UAE-resident applicants may apply, subject to lender eligibility and affordability. For an eligible UAE-resident expatriate buying a first owner-occupied home, CBUAE caps LTV at 80% at or below AED 5M and 70% above AED 5M. A second or subsequent home or investment property is capped at 60%; off-plan is capped at 50% for every category and purpose. These are regulatory ceilings, not offers; lenders may set lower limits.
Are there any extra requirements for Lebanese mortgage applicants?
Some UAE banks may request additional documentation or conduct enhanced due diligence for Lebanese applications. Mortigo will guide you to the most accessible lenders for your profile.
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Further Reading
- Can Expats Get a Mortgage in UAE? Everything You Need to Know
- Down Payment Requirements in Dubai: How Much Do You Really Need?
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Overview
Lebanese nationals are among the most active non-Gulf Arab property buyers in the UAE, particularly in Dubai. Many Lebanese entrepreneurs, professionals, and investors have relocated to the UAE, especially since 2019, and are purchasing property as both primary residences and long-term investments. For an eligible UAE-resident expatriate buying a first owner-occupied home, CBUAE caps LTV at 80% at or below AED 5M and 70% above AED 5M. A second or subsequent home or investment property is capped at 60%; off-plan is capped at 50% for every category and purpose. These are regulatory ceilings, not offers; lenders may set lower limits.
Key Points
Frequently Asked Questions
Can Lebanese nationals get a UAE mortgage?
Yes. UAE-resident applicants may apply, subject to lender eligibility and affordability. For an eligible UAE-resident expatriate buying a first owner-occupied home, CBUAE caps LTV at 80% at or below AED 5M and 70% above AED 5M. A second or subsequent home or investment property is capped at 60%; off-plan is capped at 50% for every category and purpose. These are regulatory ceilings, not offers; lenders may set lower limits.
Are there any extra requirements for Lebanese mortgage applicants?
Some UAE banks may request additional documentation or conduct enhanced due diligence for Lebanese applications. Mortigo will guide you to the most accessible lenders for your profile.
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