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Mortgages in Bluewaters Island Dubai

Exclusive island living adjacent to Dubai Marina — home of Ain Dubai.

Bluewaters Island is Meraas's 1.86-million sqm artificial island off Dubai Marina, home to Ain Dubai — the world's largest observation wheel. The island features luxury apartments, The Caesars Palace Bluewaters Dubai hotel, and a retail and entertainment hub. Bluewaters offers a truly unique living environment with Marina views, beach access, and unmatched lifestyle amenity.

Buying Property in Dubai

DetailInformation
Average Property PriceAED 2.5M – 12M
Maximum LTV80% (eligible expat residents) / 85% (eligible UAE nationals) for a qualifying first, self-use property under AED 5M
Average price per sqftAED 2,200–3,200+
Typical mortgage for 2BRAED 2M–4M
Dominant developerMeraas
Rental yield4.5–6% p.a.

Popular Areas in Dubai

  • Bluewaters Residences (1–11)
  • Caesars Palace Hotel Apartments

Tips for Buying in Dubai

  • Bluewaters is one of only a few genuine island communities in Dubai — scarcity supports values.
  • The Ain Dubai view units command a significant premium and are most sought after.
  • Given high price points, buyers often need 25%+ equity — Mortigo helps structure the optimal LTV.

Frequently Asked Questions

Is Bluewaters freehold for expats?

Yes, Bluewaters Island is a fully freehold development by Meraas, available to all nationalities including non-UAE residents.

Which banks finance Bluewaters properties?

Emirates NBD, FAB, and several other participating lenders finance Bluewaters properties. Mortigo identifies your best rate option.

Recommended Banks for Bluewaters Island Dubai Mortgages

Based on lending criteria, property approvals, and competitive rates for Bluewaters Island Dubai properties, Mortigo recommends the following UAE banks:

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Exclusive island living adjacent to Dubai Marina — home of Ain Dubai.

Buying Property in Dubai

Bluewaters Island is Meraas's 1.86-million sqm artificial island off Dubai Marina, home to Ain Dubai — the world's largest observation wheel. The island features luxury apartments, The Caesars Palace Bluewaters Dubai hotel, and a retail and entertainment hub. Bluewaters offers a truly unique living environment with Marina views, beach access, and unmatched lifestyle amenity.

Popular Areas in Dubai

Bluewaters Residences (1–11)
Caesars Palace Hotel Apartments

Mortgage advice in Dubai

Request a callback from a Mortigo advisor familiar with UAE property finance.

Quick Facts

Avg. Property Price

AED 2.5M – 12M

Maximum LTV

80% (eligible expat residents) / 85% (eligible UAE nationals) for a qualifying first, self-use property under AED 5M

Mortgage Rates & Costs

Average price per sqft

AED 2,200–3,200+

Typical mortgage for 2BR

AED 2M–4M

Dominant developer

Meraas

Rental yield

4.5–6% p.a.

Tips for Buying in Dubai

Bluewaters is one of only a few genuine island communities in Dubai — scarcity supports values.
The Ain Dubai view units command a significant premium and are most sought after.
Given high price points, buyers often need 25%+ equity — Mortigo helps structure the optimal LTV.

Recommended Banks for Bluewaters Island Dubai Mortgages

Frequently Asked Questions

Is Bluewaters freehold for expats?

Yes, Bluewaters Island is a fully freehold development by Meraas, available to all nationalities including non-UAE residents.

Which banks finance Bluewaters properties?

Emirates NBD, FAB, and several other participating lenders finance Bluewaters properties. Mortigo identifies your best rate option.

Explore Other UAE Locations

Explore Areas by Emirate

Ready to Buy in Dubai?

Mortigo compares potentially suitable products from available participating lenders. Lender assessment and pre-approval timing vary by applicant, property and lender review.