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Mortgages in Dubai Islands

Dubai's newest beachfront island master community — early investor opportunity.

Dubai Islands (formerly Deira Islands) is Nakheel's ambitious master development — five islands with 20km of beachfront in the northern Dubai coast adjacent to Deira. Rebranded and relaunched as Dubai Islands, the community plans over 80 hotels, beach clubs, residential towers, and low-rise island living. In 2023–2026, multiple project launches have driven strong investor interest, with competitive off-plan pricing.

Buying Property in Dubai

DetailInformation
Average Property PriceAED 1.2M – 5M (off-plan)
Maximum LTV80% (eligible expat residents) / 85% (eligible UAE nationals) for a qualifying first, self-use property under AED 5M
StatusActive development (multiple handover phases 2025–2028)
Average price per sqft (off-plan)AED 1,400–2,000+
Typical off-plan mortgage deposit20% minimum (residents)
DeveloperNakheel Properties
Beachfront length20km across 5 islands

Popular Areas in Dubai

  • Island A (Marina Island)
  • Island B
  • Island C (Golf Island)
  • Island D
  • Island E (Shore Island)

Tips for Buying in Dubai

  • Dubai Islands is a long-term play — buy in early phases for best capital appreciation.
  • Nakheel's track record (Palm Jumeirah, The World) gives participating lenders high confidence in the project.
  • Mortigo tracks which specific Dubai Islands sub-projects are bank-approved for off-plan financing.

Frequently Asked Questions

Can I get a mortgage for Dubai Islands?

Yes, several UAE banks have pre-approved Dubai Islands (Nakheel) projects for off-plan financing. A minimum 20% deposit is typically required for residents.

What is Dubai Islands?

Dubai Islands (formerly Deira Islands) is a 5-island Nakheel master community on Dubai's northern coast with 20km of beach. It is one of Dubai's largest new property developments with a 10+ year build-out timeline.

Recommended Banks for Dubai Islands Mortgages

Based on lending criteria, property approvals, and competitive rates for Dubai Islands properties, Mortigo recommends the following UAE banks:

Explore Other UAE Locations

Explore Areas by Emirate

Abu Dhabi

Ajman

Dubai

Fujairah

Ras Al Khaimah

Sharjah

Check your eligibility | All UAE Locations | Mortgage Calculator | Compare participating lenders

· Local authority: Dubai Land Department — mortgage registration application

Dubai's newest beachfront island master community — early investor opportunity.

Buying Property in Dubai

Dubai Islands (formerly Deira Islands) is Nakheel's ambitious master development — five islands with 20km of beachfront in the northern Dubai coast adjacent to Deira. Rebranded and relaunched as Dubai Islands, the community plans over 80 hotels, beach clubs, residential towers, and low-rise island living. In 2023–2026, multiple project launches have driven strong investor interest, with competitive off-plan pricing.

Popular Areas in Dubai

Island A (Marina Island)
Island B
Island C (Golf Island)
Island D
Island E (Shore Island)

Mortgage advice in Dubai

Request a callback from a Mortigo advisor familiar with UAE property finance.

Quick Facts

Avg. Property Price

AED 1.2M – 5M (off-plan)

Maximum LTV

80% (eligible expat residents) / 85% (eligible UAE nationals) for a qualifying first, self-use property under AED 5M

Mortgage Rates & Costs

Status

Active development (multiple handover phases 2025–2028)

Average price per sqft (off-plan)

AED 1,400–2,000+

Typical off-plan mortgage deposit

20% minimum (residents)

Developer

Nakheel Properties

Beachfront length

20km across 5 islands

Tips for Buying in Dubai

Dubai Islands is a long-term play — buy in early phases for best capital appreciation.
Nakheel's track record (Palm Jumeirah, The World) gives participating lenders high confidence in the project.
Mortigo tracks which specific Dubai Islands sub-projects are bank-approved for off-plan financing.

Recommended Banks for Dubai Islands Mortgages

Frequently Asked Questions

Can I get a mortgage for Dubai Islands?

Yes, several UAE banks have pre-approved Dubai Islands (Nakheel) projects for off-plan financing. A minimum 20% deposit is typically required for residents.

What is Dubai Islands?

Dubai Islands (formerly Deira Islands) is a 5-island Nakheel master community on Dubai's northern coast with 20km of beach. It is one of Dubai's largest new property developments with a 10+ year build-out timeline.

Explore Other UAE Locations

Dubai

AED 1.2M – 3.5M

Abu Dhabi

AED 900K – 2.8M

Sharjah

AED 400K – 1.5M

Ajman

AED 200K – 800K

Ras Al Khaimah

AED 500K – 2M

Fujairah

AED 350K – 1.2M

Dubai

AED 1.2M – 5M

Dubai

AED 1.5M – 10M

Dubai

AED 2M – 30M+

Dubai

AED 450K – 2.5M

Dubai

AED 800K – 4M

Dubai

AED 1M – 15M

Dubai

AED 2.5M – 10M

Dubai

AED 4M – 25M

Dubai

AED 2M – 15M

Dubai

AED 400K – 2M

Dubai

AED 600K – 4M

Dubai

AED 800K – 4M

Dubai

AED 1M – 5M

Dubai

AED 1.5M – 8M

Dubai

AED 800K – 7M

Dubai

AED 350K – 2M

Abu Dhabi

AED 3M – 30M

Abu Dhabi

AED 700K – 5M

Abu Dhabi

AED 700K – 4M

Abu Dhabi

AED 1.5M – 8M

Abu Dhabi

AED 2M – 15M

Ras Al Khaimah

AED 700K – 5M

Ras Al Khaimah

Current project pricing is unavailable in this guide; verify with current listings and an independent valuation.

Sharjah

AED 400K – 2.5M

Sharjah

AED 1.2M – 3.5M

Dubai

AED 1.5M – 6M

Dubai

AED 350K – 950K

Dubai

AED 700K – 2.2M

Dubai

AED 600K – 1.8M

Dubai

AED 1.5M – 8M

Dubai

AED 2.5M – 12M

Dubai

AED 2M – 7M

Dubai

AED 2M – 5M

Dubai

AED 1.8M – 4.5M

Dubai

AED 600K – 2.5M

Dubai

AED 400K – 1.5M

Dubai

AED 1.3M – 3.5M

Dubai

AED 3M – 15M+

Explore Areas by Emirate

Abu Dhabi

Ajman

Dubai

Fujairah

Ras Al Khaimah

Sharjah

Ready to Buy in Dubai?

Mortigo compares potentially suitable products from available participating lenders. Lender assessment and pre-approval timing vary by applicant, property and lender review.