UAE Mortgages for Australian Expats
Expert UAE mortgage guidance for Australian nationals buying property in Dubai and Abu Dhabi.
Australian expats in the UAE work across finance, mining, education, healthcare, and aviation. As an Australian national, you can access UAE bank mortgages on standard expat terms — up to 75% of the property value. Australian-qualified professionals are generally well-regarded by UAE banks.
Key Facts
| Maximum LTV (Australian expat) | 75% of property value |
| Minimum salary requirement | AED 15,000/month |
| Best fixed rate available | From 3.49% |
Key Points
- Australian nationals borrow on standard non-GCC expat terms — 75% maximum LTV.
- Australian income from UAE properties is declarable to the ATO in Australia.
- Emirates NBD and FAB are experienced with Australian applicants.
Frequently Asked Questions
Can Australians get a UAE mortgage?
Yes. Australian nationals residing in the UAE can access UAE bank mortgages on standard non-GCC expat terms — up to 75% LTV.
Get pre-approved in 10 minutes | All mortgage guides | Compare UAE banks
Overview
Australian expats in the UAE work across finance, mining, education, healthcare, and aviation. As an Australian national, you can access UAE bank mortgages on standard expat terms — up to 75% of the property value. Australian-qualified professionals are generally well-regarded by UAE banks.
Key Points
Frequently Asked Questions
Can Australians get a UAE mortgage?
Yes. Australian nationals residing in the UAE can access UAE bank mortgages on standard non-GCC expat terms — up to 75% LTV.
Related Guides
Secure competitive financing for apartments and penthouses in one of Dubai's most iconic waterfront communities.
Finance a villa, apartment, or penthouse on Dubai's most exclusive man-made island with competitive rates from 15+ UAE banks.
Everything you need to know about getting a mortgage as an expatriate in the UAE — eligibility, rates, and the application process.