Dubai Islamic Bank Mortgage Review UAE 2026
Dubai Islamic Bank (DIB) holds the distinction of being the world's first Islamic bank, established in 1975. As the UAE's largest Islamic bank by assets, DIB offers a comprehensive range of Sharia-compliant home financing products including Murabaha, Diminishing Musharaka (Musharkah), and Ijara. DIB is the dominant Islamic bank in Dubai, with a strong presence across the emirate and competitive profit rates among Islamic lenders. DIB's financing can cover ready properties, off-plan projects (selected developers), and commercial properties.
DIB Mortgage Rates
| Rate Type | Rate |
|---|---|
| Diminishing Musharaka (1-year fixed) | From 3.59% p.a. equiv. |
DIB Eligibility
- Minimum salary: AED 10,000
- Maximum LTV (expats): 75%
- Established: 1975
- Headquartered: Dubai, UAE
- Total assets: AED 325 billion+
Best For
Muslim borrowers seeking the best Islamic rates in Dubai, and self-employed buyers with 3+ years trading history
Compare DIB Mortgages
Use Mortigo to compare Dubai Islamic Bank against 15+ UAE banks. Apply once and get matched with your best mortgage offer. Apply now.
Also see: All UAE Banks | Bank Comparisons